地道美語(yǔ)聽(tīng)力播客533:工資縮水了 Paycheck Deductions

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[00:00:01] It's about time! 總算發(fā)餉了！ [00:03:00] I 've been waiting for my first paycheck and now it's finally here. 我一直等著我的第一份工資，現(xiàn)在終于拿到了。 [00:10:38] I 'm ready to party this weekend! 我準(zhǔn)備周末去參加宴會(huì)！ [00:14:13] Whoa! 哎呀！ [00:15:33] What's the matter? 怎么了？ [00:17:44] What happened to all my money? 我的錢怎么了？ [00:22:08] The amount of this check is a lot less than I expected it to be. 這張支票的金額是比我預(yù)期的少了很多。 [00:29:32] Yeah, my first paycheck was an eye opener for me, too. 是啊，我的第一份工資也是令我眼界大開(kāi)。 [00:36:10] Look at the pay stub and you 'll see all of the deductions. 看看工資存根，你會(huì)看到所有扣除的項(xiàng)目。 [00:41:54] After federal income taxes, state income taxes, and FICA, you 're not left with a lot of money. 扣除聯(lián)邦收入稅、州所得稅和聯(lián)邦社會(huì)保險(xiǎn)稅之后，你就所剩無(wú)幾了。 [00:53:00] You 're right, but what's FICA? 你說(shuō)得對(duì)。但是，聯(lián)邦社會(huì)保險(xiǎn)稅是什么？ [00:56:51] Those are taxes for Social Security and Medicare. 這是用于社會(huì)保障和醫(yī)療保險(xiǎn)的稅項(xiàng)。 [01:02:50] Did you sign up for a retirement plan? 你是不是簽訂了一個(gè)退休計(jì)劃？ [01:06:56] If you did, those retirement contributions are deducted, too. 如果你簽了，這些養(yǎng)老金也要從工資中扣除。 [01:13:36] Thank God, I didn't. 感謝上帝，我沒(méi)有簽。 [01:16:04] But you know what? 但你知道嗎？ [01:17:54] That still does not account for all of the deductions. 還有一些錢不知道什么原因扣除的。 [01:23:28] Let me take a look. 讓我看看。 [01:26:14] Oh, it looks like your wages are being garnished. 噢，看來(lái)你的工資被扣發(fā)了。 [01:33:01] They 're garnishing my wages? 他們扣發(fā)了我的工資？ [01:34:48] What for? 為什么??？ [01:36:51] Uh, do you have to pay child support or something like that? 嗯，你是不是需要支付子女撫養(yǎng)費(fèi)或類似的費(fèi)用？ [01:43:38] Oh, yeah, I guess I do. 噢，是的，我是需要支付那樣的費(fèi)用。 [01:47:22] I 'd forgotten about that. 我把這茬兒忘了。 [01:50:13] I guess I 'd better change my weekend plans. 我想我最好改變我的周末計(jì)劃。 [01:54:24] I guess so. 我覺(jué)得也是。

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Bill: It’s about time! I’ve been waiting for my firstpaycheck and now it’s finally here. I’m ready to partythis weekend! Whoa!

比爾：總算發(fā)餉了!我一直等著我的第一份工資，現(xiàn)在終于拿到了。我準(zhǔn)備周末去參加宴會(huì)!哎呀!

Carol: What’s the matter?

卡羅爾：怎么了?

Bill: What happened to all my money? The amount ofthis check is a lot less than I expected it to be.

比爾：我的錢怎么了?這張支票的金額是比我預(yù)期的少了很多。

Carol: Yeah, my first paycheck was an eye-opener for me, too. Look at the pay stub and you’llsee all of the deductions. After federal income taxes, state income taxes, and FICA, you’re notleft with a lot of money.

卡羅爾：是啊，我的第一份工資也是令我眼界大開(kāi)?？纯垂べY存根，你會(huì)看到所有扣除的項(xiàng)目?？鄢?lián)邦收入稅、州所得稅和聯(lián)邦社會(huì)保險(xiǎn)稅之后，你就所剩無(wú)幾了。

Bill: You’re right, but what’s FICA?

比爾：你說(shuō)得對(duì)。但是，聯(lián)邦社會(huì)保險(xiǎn)稅是什么?

Carol: Those are taxes for Social Security and Medicare. Did you sign up for a retirement plan?If you did, those retirement contributions are deducted, too.

卡羅爾：這是用于社會(huì)保障和醫(yī)療保險(xiǎn)的稅項(xiàng)。你是不是簽訂了一個(gè)退休計(jì)劃?如果你簽了，這些養(yǎng)老金也要從工資中扣除。

Bill: Thank God, I didn’t. But you know what? That still doesn’t account for all of thedeductions.

比爾：感謝上帝，我沒(méi)有簽。但你知道嗎?還有一些錢不知道什么原因扣除的。

Carol: Let me take a look. Oh, it looks like your wages are being garnished.

卡羅爾：讓我看看。噢，看來(lái)你的工資被扣發(fā)了。

Bill: They’re garnishing my wages? What for?

比爾：他們扣發(fā)了我的工資?為什么啊?

Carol: Uh, do you have to pay child support or something like that?

卡羅爾：嗯，你是不是需要支付子女撫養(yǎng)費(fèi)或類似的費(fèi)用?

Bill: Oh, yeah, I guess I do. I’d forgotten about that. I guess I’d better change my weekend plans.

比爾：噢，是的，我是需要支付那樣的費(fèi)用。我把這茬兒忘了。我想我最好改變我的周末計(jì)劃。

Carol: I guess so.