https://online1.tingclass.net/lesson/shi0529/0000/704/2_73.mp3
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6.1 Consult about Insurance 保險(xiǎn)咨詢
W: May I ask you a few questions about insurance?
M: Yes.
W: Now we've given a CIF Shanghai price for some steel plates. What insurance rate do you suggest we should get?
M: Well. Obviously, you won’t want All Risks cover.
W: Why not?
M: Because they aren’t delicate goods and won’t likely be damaged on the voyage. FPA will be good enough.
W: Then am I right in understanding that FPA doesn't cover partial loss for the nature of particular average.
M: That's right. On the other hand, a WFA policy covers you against partial loss in all cases.
W: Are there any other clauses in marine policies?
M: Oh, lots of them. For instance: War Risks, TPND and SRCC.
W: Well, thank you very much for all that information. Could you give me a quotation for my consignment now?
M: Are you going to make an offer today?
W: Yes. My customer is in urgent need of the steel plates.
M: Ok, I'll get this rate right away.
W: Thank you.
W:能問你幾個(gè)有關(guān)保險(xiǎn)的問題嗎?
M:可以。
W:我們現(xiàn)在給一些鋼板報(bào)了到上海的CIF價(jià)格,你建議我們應(yīng)該保哪種險(xiǎn)?
M:好的,很明顯你們不用上全險(xiǎn)。
W:為什么不用。
M:因?yàn)樗鼈儾皇蔷傻纳唐?,而且在海運(yùn)過程中不容易被損壞,F(xiàn)PA就可以了。
W:那我是不是可以這樣理解:FPA不承保單獨(dú)海損性質(zhì)的部分損失?
M:是的,相反,WPA承保在各種情況下發(fā)生的部分損失。
W:海運(yùn)保險(xiǎn)里還包括其他款項(xiàng)嗎?
M:哦,很多!比如,戰(zhàn)爭(zhēng)險(xiǎn),盜竊和提貨不著險(xiǎn)。
W:好的,謝謝你所提供的信息,你現(xiàn)在能給我的這批貨報(bào)價(jià)嗎?
M:你今天就下單嗎?
W:是的,我的客戶現(xiàn)在急需鋼板。
M:好的,我馬上就去拿價(jià)格表。
W:謝謝。