Before going to Europe on business, a woman drove her new Rolls-Royce to a (S1) downtown bank in New York City and went in to ask for a (S2) loan of $5,000. The bank officer said the bank would need some kind of (S3) security for the loan, so the women handed over the keys to her Rolls-Royce.
The car was parked on the street in front of the bank. The bank (S4) agreed to accept the car ascollateral for the loan. The bank’s president and its officers all enjoyed a good laugh at the woman for using a $250,000 Rolls-Royce as collateral (S5) against a $5,000 loan. An employee of the bank then (S6) proceeded to drive the Rolls into the bank’s underground garage and parked it there.
Two weeks later, the woman walked throuh the bank’s doors and asked to (S7) settle up her loan and get her car back. “(S8) That will be $5,000 principal, and $20.30 in interest,” the loan officer said. The woman wrote out a check and started to walk away.
“Wait, Miss,” the loan officer said, “(S9) We’re very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi-millionaire. What puzzles us is why you would bother to borrow $5,000.”
The woman replied: “(S10) Where else in Manhattan can I park my car for two weeks for only $20.30 and expect it to be there when I return?”