外貿(mào)實用口語—保險 Insurance (5)

Please tell me whether I need to purchase a foreign student policy.

告訴我是否我需要購買外國學(xué)生保險。

I'd like to know whether basic health insurance coverage should include benefits for outpatient, hospital, surgery and medical expenses.

我想知道基本健康保險所列的項目是否應(yīng)包括醫(yī)院門診，住院，手術(shù)及藥品等費用的賠償。

Will you please tell me where I can purchase health insurance?

請告訴我在何處能買到健康保險?

Health insurance is merely a mean by which people pool money to guard against the sudden economic consequences of sickness or injury.

健康保險就是籌集一些錢以預(yù)防疾病或受傷而突然發(fā)生的經(jīng)濟困難。

"Major medical" insurance policies are designed to help offset heavy medical expenses that can result from a prolonged illness or serious injury.

“巨額醫(yī)藥費保險”旨在協(xié)助減輕久病及重傷所造成的重大醫(yī)藥開支。

If the benefits provided under a certain policy have a dollar limitation for each service, you should determine whether these limitations are realistic.

如果某一家保險公司的健康保險對每種服務(wù)定有賠償限額，你應(yīng)斷定這些限額是否合乎實際。

Words and Phrases

health insurance 疾病保險，健康保險

sickness insurance 疾病保險

insurance for medical care 醫(yī)療保險

"major medical" insurance policy 巨額醫(yī)藥費保險

insurance during a period of illness 疾病保險

life insurance 人壽保險

endowment insurance 養(yǎng)老保險

insurance on last survivor 長壽保險

to purchase health insurance 購買健康保險

to have a health insurance policy 購買健康保險

Additional Words and Phrases

policy-holder 保險客戶

extra premium 額外保險費

additional premium 附加保險費

insurance law 保險法

insurance act 保險條例

insurance industry? 保險業(yè)

insurance division 保險部

insurance treaty 保險合同

cover note 保險證明書

guarantee of insurance 保險擔(dān)保書

premium rebate 保險費回扣

insurance claim 保險索賠

ceding, retrocession(for reinsurance) 分保

reinsurance 分保(再保險)

ceding(insurance)company 分保公司

co-insurance company 共同保險公司

insurance document 保險單據(jù)

certificate of insurance 保險憑證

increasing coverage, extending coverage 加保

renewing coverage 續(xù)保

insurance commission 保險傭金

social insurance 社會保險

personal property insurance 個人財產(chǎn)保險

insurance of contents 家庭財產(chǎn)保險