英語范文背誦精華 27.3 Buying Accommodation

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Buying Accommodation

Along with the development of market-economy in China, many people have bought or are going to buy accommodation for themselves. Before buying accommodation, you have to consider the following points. When buying a flat or house, it’s important to know exactly how much money you can spend.

The mortgage department of a local bank can help you figure out how much you can spend on a flat or house. This is based on your monthly income and expenses. When you buy accommodation, you must pay part of the total cost right away. This is known as the down payment. Down payments are at least 10% of the price of the house. A bank or a lender lends you the rest of the money by making payment directly to the seller. You must repay the loan plus interest over a set period of time. The more money you put down, the smaller you loan or mortgage payment will be. Once you know exactly how much money you can spend, it’s time to choose a location. Some locations are more expensive than other’s, therefore, it’s important to choose a neighborhood that’s within your budget. If you rely on public transportation, a train or bus should be within a walking distance. If you have children, you may want your accommodation to be near their school or school bus route. In addition, you may want to be in walking distance of a grocery store, bank, church, park, playground or library.

Finally, it’s also important to decide how much space you need or how little you’ll settle for. Generally, the larger your accommodation is, the more it would cost. Your family’s need will, of course, determine its size, how many bedrooms you need, and whether or not you need a big yard.