金融英語口語 8.Opening a Current

[00:00.72]新單詞 [00:01.44]broke adj. [00:02.00]一個錢也沒有了，破產(chǎn)了的 [00:02.56]penniless adj. [00:03.32]身無分文的，窮的 [00:04.08]overdraft n. [00:04.87]透支 [00:05.67]grant n. [00:06.24]補助，撥款 [00:06.82]embassy n. [00:07.67]大使館 [00:08.52]Phrases & Expressions [00:09.70]短語 [00:10.89]by the way [00:11.70]順便說，附帶說說 [00:12.51]not again [00:13.23]有“不再”，“不可能再是這種情況吧”等意 [00:13.95]in the black [00:14.69]在銀行有存款余額 [00:15.44]in the red [00:16.08]在銀行已無存款余額 [00:16.72]A:Hi, Lao Li. How are you? [00:17.99]艾比：嗨，老呂，你好嗎? [00:19.25]L:Fine. Thank you. How are you? [00:20.86]呂：很好。謝謝，你好嗎? [00:22.47]A:Not bad. Er, Lao Li, I wonder whether I could ask you a favor? [00:25.55]艾：也很。呃，老呂，我想請你幫一個忙，行嗎? [00:28.63]L:Go ahead. [00:29.20]呂：請說吧。 [00:29.78]A:Well, you see... I'm broke. Do you think you could lend me some money until next Friday? [00:32.93]艾：好，你知道....，我沒有錢啦。你能否借點錢給我?我星期五還你。 [00:36.08]L:I'd like to help you, Abbey, but I'm a bit short myself. [00:38.26]L：我很愿意幫助你，艾，可是我自己也手頭拮據(jù)。 [00:40.44]I've only got￡10 to last me until the end of the week. I am sorry. [00:43.18]我只有10英鎊，卻要維持到本周末。非常抱歉。 [00:45.92]A:Never mind. It can't be helped. By the way, have you opened an account yet? [00:48.68]艾：沒關(guān)系。你也是愛莫能助。順便問一下，你開立銀行帳戶了嗎? [00:51.44]L:No, not yet. [00:52.43]呂：還沒有。 [00:53.42]A:It looks like I'll have to borrow some money from the bank. Why don't you come with me? [00:56.53]艾：看起來我只得向銀行借款了。和我一起到銀行去好嗎? [00:59.64]L:Yeah, I think I will. [00:59.14]呂：好，一起去吧。 [01:00.70]Bank Clerk:Good morning, Miss Abbey. We haven't seen you for a while. [01:02.43]銀行職員：艾比小姐，早上好，有些日子沒有見到你了。 [01:04.15]A:Yes, it seems that I only visit you when I'm penniless. [01:05.76]艾：是的，看起來我只有在身無分文的情況下才來找你的。 [01:07.36]Clerk:Not again! [01:07.96]銀行職員：今天不會再是這種情況吧! [01:08.56]A:I'm afraid so. Do you think the bank could lend me￡20 until my grant comes through next week? [01:11.74]艾：恐怕還是這樣。銀行能否借給我20英鎊，等下周我的助學(xué)金匯到后還你們? [01:14.91]Clerk:But you already have an overdraft, Miss Abbey. In fact, your account is very rarely in the black for long. [01:18.18]銀行職員：可是你已經(jīng)透支了，艾比小姐。事實上，你的帳戶長期以來很少有存款余額。 [01:21.44]A:Do you think I could speak to the bank manager? [01:22.58]艾：你看我能和銀行經(jīng)理當(dāng)面談一下嗎? [01:23.72]Clerk:Just a moment. I'll see if he's free.Miss Abbey, would you come this way, please? [01:26.98]銀行職員：請等一會兒。我去看一下他是否有空。艾比小姐，請這邊走。 [01:30.25]Our manager will see you now. [01:31.29]我們的經(jīng)理現(xiàn)在可以見你。 [01:32.34]A:Wish me luck, Lao Li. [01:33.26]艾：老呂，祝我走運。 [01:34.19]L:Good Luck! [01:34.90]呂：祝你好運氣。 [01:35.60]Clerk:What can I do for you? [01:36.75]銀行職員：我能為你效勞嗎? [01:37.90]L:I'd like to open an account. [01:39.22]呂：我要開立一個帳戶。 [01:40.54]Clerk:A deposit account or a current account? [01:42.13]銀行職員：存款帳戶還是往來帳戶? [01:43.72]L:Er, I'm not sure. You see, I have monthly remittances sent to me from China and I'd like to have the money paid into an account. [01:48.58]呂：哦，我也拿不定主意，你知道，中國每個月有電匯寄給我，我要把它存入帳戶。 [01:53.44]Clerk:Then you'd better open a current account. [01:54.80]銀行職員：那么你還是開立往來帳戶為好。 [01:56.16]The bank will give you a cheque book and you can take money out when you like. [01:58.71]銀行將給你一本支票薄，你隨時可以取出存款。 [02:01.25]L:Fine. What do I have to do? [02:02.45]呂：好的，我該辦些什么手續(xù)呢? [02:03.66]Clerk:Just fill in this form. Could you print your name and address in capital letters,please [02:06.58]銀行職員：只要填一下這張表格。請用大寫印刷體寫下你的名字和地址.... [02:09.51]... and give me a specimen signature here? [02:11.06]并請留下簽字樣板。 [02:12.62]L:What? [02:13.24]呂：什么? [02:13.87]Clerk:Could you sign here, please? Thank you. [02:15.37]銀行職員：請在這里簽字。謝謝。 [02:16.87]It will take a few days for your cheque book to arrive. [02:18.74]支票薄要過幾天才能領(lǐng)取。 [02:20.61]We'll contact you as soon as it comes. [02:22.09]到時候我們會通知你的。 [02:23.56]You can inform your embassy of your account number so that your money can be transferred directly. [02:26.83]同時你就可以把你的帳號告訴貴國大使館，以便將錢直接劃入。 [02:30.09]By the way, do you have any means of identification on you? [02:32.47]順便問一下，你是否帶有身份證明文件? [02:34.85]L:Will my passport do? [02:35.92]呂：我的護(hù)照可以嗎? [02:36.99]Clerk:Sure.Thank you very much, sir. You'll be hearing from us soon. [02:39.97]銀行職員：當(dāng)然可以。非常感謝，先生。我們會很快通知你的。

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