聽力每日練習(xí) listen 2738 Do?you?have?health?insurance?now

1-- I am calling to purchase health insurance.
 
2-- Do you have health insurance now?
 
1-- I was on my parents’ policy, but I need to start buying my own.
 
2-- You can purchase an HMO or a PPO. Do you know what you want?
 
1-- I don’t know what I want.
 
2-- Let me explain it to you. An HMO is a little cheaper, but you can only choose certain doctors.
 
1-- When I go to the doctor, do I pay the same out-of-pocket expenses for a PPO?
 
2-- The payments are a little lower for an HMO as long as you go to their doctors.
 
1-- How much will a PPO cost me per month?
 
2-- We need to factor in many things. Why don’t you come in, and we will have you fill out a questionnaire.
 
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注解：
 
1.purchase購買
2.insurance保險費
3.questionnaire問卷調(diào)查
 
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譯文：
 
1-- 我打電話來購買健康保險。
2-- 你現(xiàn)在有健康保險嗎？
1-- 我遵守了父母的政策，但我需要開始購買自己的。
2-- 您可以購買HMO或PPO。你知道你想要什么嗎？
1-- 我不知道我想要什么。
2-- 讓我向你解釋一下。HMO稍微便宜一點，但你只能選擇某些醫(yī)生。
1-- 當(dāng)我去看醫(yī)生時，我會為PPO支付同樣的自付費用嗎？
2-- 只要你去看他們的醫(yī)生，HMO的付款就會低一點。
1-- PPO每月要花我多少錢？
2-- 我們需要考慮很多因素。你為什么不進來，我們會讓你填寫一份問卷。