每日一詞|個人養(yǎng)老金制度 The individual pension system

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The pension system is composed of three parts: the basic pension system, enterprise annuities andthe individual pension system.

養(yǎng)老金制度目前由三部分組成：基本養(yǎng)老金制度、企業(yè)年金和個人養(yǎng)老金制度。

The individual pension systemis an important complement to China’s pension system as China is in urgent need of setting up a multi-layered pension system to ensure people from all walks of life are eligible for financial support as they grow older.

中國急需建立一個多層級的養(yǎng)老金制度以保證各行各業(yè)的人都能隨著年齡的增長有資格獲得金融支持，個人養(yǎng)老金制度是中國養(yǎng)老金制度的重要補(bǔ)充。

The individual pension systemcan help cut financial investment risks, as people are free to choose an investment product based on their individual risk preferences and current asset portfolios.

個人養(yǎng)老金制度有助于降低金融投資風(fēng)險(xiǎn)，因?yàn)槿藗兛梢愿鶕?jù)各自的風(fēng)險(xiǎn)偏好和當(dāng)前的資產(chǎn)組合情況自由選擇投資產(chǎn)品。

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