每日一詞|個人養(yǎng)老金制度

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The pension system is composed of three parts: the basic pension system, enterprise annuities and the individual pension system.

養(yǎng)老金制度目前由三部分組成：基本養(yǎng)老金制度、企業(yè)年金和個人養(yǎng)老金制度。

The individual pension system is an important complement to China’s pension system as China is in urgent need of setting up a multi-layered pension system to ensure people from all walks of life are eligible for financial support as they grow older.

中國急需建立一個多層級的養(yǎng)老金制度以保證各行各業(yè)的人都能隨著年齡的增長有資格獲得金融支持，個人養(yǎng)老金制度是中國養(yǎng)老金制度的重要補充。

The individual pension system can help cut financial investment risks, as people are free to choose an investment product based on their individual risk preferences and current asset portfolios.

個人養(yǎng)老金制度有助于降低金融投資風險，因為人們可以根據各自的風險偏好和當前的資產組合情況自由選擇投資產品。

（來源同文世紀翻譯）

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