2015年高級商務(wù)英語實用口語系列二

　　說實話我也正在考慮這事。

　　To tell you the truth, I was just thinking of that.

　　額外保險費?這沒問題。做事保險一些總沒壞處。

　　Additional premium? That's not a problem. There'sno harm in doing things on the safe side.

　　這樣我們就替你投保戰(zhàn)爭險。

　　Then we will cover War Risk for you.

　　好的。還有一件事，如果我按130%投保呢?

　　Good. One more thing. What if I want a 130%coverage?

　　你是說發(fā)票金額的130%嗎?可以，但也要交額外保險費。

　　You mean 130% of the invoice value? This can be done, but you will have to pay the extrapremium too.

　　這樣的話，我還是投保110%吧。

　　In this case I'd rather have 110%.

　　我們通常按發(fā)票金額的110%投保一切險。

　　We usually insure against All Risks for 110% of the invoice value.

　　一切險也包括戰(zhàn)爭險嗎?

　　Does All Risks include War Risk?

　　不。戰(zhàn)爭險是一種特殊附加險，必須單獨投保。

　　No. War Risk is a special additional risk, and it has to be arranged separately.

　　但是從科所沃目前的形勢看，我認(rèn)為應(yīng)該投保戰(zhàn)爭險。

　　But judging from the recent situation in Kosovo, I think War Risk should be covered.

　　我們當(dāng)然可以做到，但戰(zhàn)爭險要交額外保險費，因為我們CIF報價沒有包括這種險別。

　　We can certainly do this, but it is subject to an additional premium, because our CIFquotation doesn't include this risk.

　　水漬險呢?

　　What about W.P.A.?

　　水漬險范圍廣一些，除了平安險的范圍外，還包括自然災(zāi)害引起的部分損失。

　　W.P.A. has a broader coverage. It covers everything in F.P.A. plus partial loss caused bynatural calamities.

　　那么一切險呢?

　　And All Risks?

　　一切險就是水漬險加上附加險，附加險即不是由于海上運輸本身的特性所帶來的風(fēng)險。

　　All Risks means WPA plus additional risks, or extraneous risks, risks not incidental totransport by sea.

　　我明白了。那么我們這批貨，你們通常投保什么險呢?

　　I see. Now, for this particular article, what risks do you usually cover?

　　我得說我對這個條款了解很少。你能不能解釋一下?

　　I have to say that I know every little about this clause. Can you explain it a little?.

　　好的。《海洋運輸貨物保險條款》承保三種基本險、一些附加險和一些特殊附加險。

　　OK.OMCC provides coverage of three basic, some additional risks and some special additionalrisks.

　　這三種基本險是平安險、水漬險和一切險。

　　The three basic risks are Free from Particular Average (F.P.A.), With Particular Averaged(W.P.A.) and All Risks (A.R.).