金融術(shù)語漢英對(duì)照表 Y-Z

Y
養(yǎng)老基金 pension fund
一刀切 universal application;non-discretionary implementation
一級(jí)市場(chǎng) primary market
應(yīng)收未收利息 overdue interest
銀行網(wǎng)點(diǎn) banking outlets
贏利能力 profitability
營業(yè)稅 business tax
硬貸款（商業(yè)貸款） commercial loans
用地審批 to grant land use right
有管理的浮動(dòng)匯率 managed floating exchange rate
證券投資 portfolio investment
游資（熱錢） hot money
有市場(chǎng)的產(chǎn)品 marketable products
有效供給 effective supply
誘發(fā)新一輪經(jīng)濟(jì)擴(kuò)張 trigger a new round of economic expansion
逾期貸款 overdue loans;past-due loans
與國際慣例接軌 to become compatible with internationally accepted
與國際市場(chǎng)接軌 to integrate with the world market
預(yù)算外支出（收入） off-budget （extra-budgetary） expenditure（revenue）
預(yù)調(diào) pre-emptive adjustment
月環(huán)比 on a month-on-month basis; on a monthly basis

Z
再貸款 central bank lending
在國際金融機(jī)構(gòu)儲(chǔ)備頭寸 reserve position in international financial institutions
在人行存款 deposits at （with） the central bank
在途資金 fund in float
增加農(nóng)業(yè)投入 to increase investment in agriculture
增勢(shì)減緩 deceleration of growth;moderation of growthmomentum
增收節(jié)支措施 revenue-enhancing and expenditure control measures
增長平穩(wěn) steady growth
增值稅 value-added tax（VAT）
漲幅偏高 higher-than-desirable growth rate;excessive growth
賬外賬 concealed accounts
折舊 depreciation
整頓 retrenchment;consolidation
政策工具 policy instrument
政策性業(yè)務(wù) policy-related operations
政策性銀行 policy banks
政策組合 policy mix
政府干預(yù) government intervention
證券交易清算 settlement of securities transactions
證券業(yè)務(wù)占款 funding of securities purchase
支付困難 payment difficulty
支付能力 payment capacity
直接調(diào)控方式向 to increase the reliance on indirect policy instruments
間接調(diào)控方式轉(zhuǎn)變職能轉(zhuǎn)換 transformation of functions
職業(yè)道德 professional ethics
指令性措施 mandatory measures
指令性計(jì)劃 mandatory plan;administered plan
制定和實(shí)施貨幣政策 to conduct monetary policy;to formulate and implement monetary policy
滯后影響 lagged effect
中介機(jī)構(gòu) intermediaries
中央與地方財(cái)政 delineation of fiscal responsibilities
分灶吃飯重點(diǎn)建設(shè) key construction projects;key investment project
周期谷底 bottom（trough）of business cycle
周轉(zhuǎn)速度 velocity
主辦銀行 main bank
主權(quán)風(fēng)險(xiǎn) sovereign risk
注冊(cè)資本 registered capital
逐步到位 to phase in;phased implementation
逐步取消 to phase out
抓大放小 to seize the big and free the small（to maintain close oversight on the large state-ownedenterprises and subject smaller ones to market competition）
?？顚Ｓ?use of funds as ear-marked
轉(zhuǎn)貸 on-lending
轉(zhuǎn)軌經(jīng)濟(jì) transition economy
轉(zhuǎn)機(jī) turnaround
轉(zhuǎn)折關(guān)頭 turning point
準(zhǔn)財(cái)政赤字 quasi-fiscal deficit
準(zhǔn)貨幣 quasi-money
資本不足 under-capitalized
資本充足率 capital adequacy ratio
資本利潤率 return on capital
資本賬戶可兌換 capital account convertibility
資不抵債 insolvent;insolvency
資產(chǎn)負(fù)債表 balance sheet
資產(chǎn)負(fù)債率 liability/asset ratio;ratio of liabilities to assets
資產(chǎn)集中 asset concentration
資產(chǎn)貢獻(xiàn)率 asset contribution factor
資產(chǎn)利潤率 return on assets （ROA）
資產(chǎn)質(zhì)量 asset quality
資產(chǎn)組合 asset portfolio
資金成本 cost of funding;cost of capital;financing cost
資金到位 fully funded （project）
資金寬裕 to have sufficient funds
資金利用率 fund utilization rate
資金缺口 financing gap
資金體外循環(huán) financial disintermediation
資金占?jí)?funds tied up
自籌投資項(xiàng)目 self-financed projects
自有資金 equity fund
綜合國力 overall national strength（often measured by GDP）
綜合效益指標(biāo) overall efficiency indicator
綜合治理 comprehensive adjustment（retrenchment）;over-haul
總成交額 total contract value
總交易量 total amount of transactions
總成本 total cost
最后貸款人 lender of last resort