“卡奴”是指一個人使用大量的現(xiàn)金卡、信用卡，但負擔不出繳款金額或是以卡養(yǎng)卡、以債養(yǎng)帳等方式，一直在還利息錢的人。
1. 目前出現(xiàn)許多年輕人變成“卡奴”現(xiàn)象
2. 出現(xiàn)這一現(xiàn)象的原因
3. 我對這一現(xiàn)象的看法和建議
On Card Slave
As people change the patterns of consumption, it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so-called card-slave category.
The reason behind “card slaves” varies. The fierce competition among banks, Chinese or foreign, encourages them to lure customers to hold more credit cards. Unfortunately, some card holders, especially youngsters with large shopping addictions and small salaries, have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries, they always live on the edge of bankruptcy.
In my opinion, people should manage their financial affairs. First, only choose the credit cards that suit you the most. Secondly, manage your cards properly. Get some good tips from internet and follow them. Thirdly, increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.
