拒絕授信時應該盡量做到有禮貌,還要說明授信申請被拒絕的原因,并且表明,如果情況有所變化,這個問題是可以重新考慮的。
1.Thank you for contacting Shanghai Corporation about your credit needs.非常感謝您就貴公司的授信請求一事與上海公司聯(lián)系。
2.With reference to your recent credit application we have carefully reviewedyour application but have declined it for the following reasons:鑒于您最近的授信請求,我們仔細地審核了貴公司的申請,但由于以下原因,我們沒有批準貴公司的申請:
3.Unfortunately, after careful review of your application, we must declineyour credit request at this time.很遺憾,在仔細審查了貴公司的申請之后,這次我們必需拒絕貴公司的授信申請。
4.After carefully reviewing your credit application, we have concluded thatwe cannot extend you credit at this time.在仔細審查了貴公司的授信申請之后,我們已經(jīng)做出了決定,即現(xiàn)在不能增加貴公司的信用額度。
5.Unfortunately, you do not meet our current criteria for credit approval.很遺憾,貴公司沒有達到我公司現(xiàn)行的批準授信的標準。
6.In any case, we invite you to reapply if your circumstances change.不管怎樣,如果貴公司的情況發(fā)生了變化,我們會請您重新申請的。
7.If you feel that you have information that will make a difference to yourcredit application then please contact us.如果您有哪些信息可能改變您的授信申請結(jié)果,請聯(lián)系我。
8.Please feel free to resubmit your credit application when you feel moresecure about your credit record.什么時候您對貴公司的信用記錄更有信心了,請隨時重新提交授信申請。
9.However, we would gladly reconsider your request if you could provide uswith further bank references.當然,如果您能給我們提供進一步的銀行征信,我們會很高興地重新考慮您的申請。
10.For the time being, we will gladly accept your cash, checks or creditcards and, as always, we appreciate your business.目前,我們很樂意接受貴公司以現(xiàn)金、支票或信用卡等方式的付款,并一如既往地感謝您的惠顧。
Subject:Re:Credit application
Dear Sir,
Thank you for applying to Shanghai Corporation about your credit needs. While it appears that your business holds good financial promise, we are unable to approve your line of credit due to your troubled credit history.Please feel free to resubmit your credit application when you feel more secure about your credit record.For the time being, we will gladly accept your cash, checks or credit cards and, as always, we appreciate your business.
Regards,
Jane Fu
Credit Controller
敬啟者:
非常感謝您向上海公司申請授信。盡管貴公司目前看上去具有良好的財務保證,但是,鑒于貴公司糟糕的信用記錄,我們還是不能準予貴公司的信用額度。在您對貴公司的信用記錄更有把握的時候,可以隨時重新提交授信申請。目前,我們很樂意接受貴公司以現(xiàn)金、支票或信用卡等方式的付款,且一如既往地感謝您的惠顧。
此致
敬禮!
簡·付
信用管理員