銀行英語情景口語 第177期:個人消費信貸 個人汽車消費貸款(1)
您好!我們能為您效勞嗎?
B: I'm considering buying a new car, the old one hasn't been running too well recently, and was wondering what kind of credit you can offer me.
我正在考慮買一輛新車，舊的那輛最近一直不太好使，我想知道你們能給我提供什么樣的貸款。
A: Buying a new car is a big expense;we understand that, so we have a variety of loans to suit your needs.
買新車是一筆大開銷，我們了解這種情況，所以我們提供各種貸款以滿足您的需要。
B: That's great. I'm looking to borrow quite a large sum, though.
那太好了。不過，我想借挺大的一筆款呢。
A: With our Personal Automobile Consumer Loan, the borrower can borrow up to 80% of the purchase price.
申請我們的個人汽車消費貸款，借款人可以借到的最大金額為購買價格的80%。
B: That's good news. The car I'm interested in is priced at 120,000 RMB, but I think I can get a bit of discount on that. I can afford to put up around 40,000 RMB myself.
真是個好消息。我心儀的車標價為120000元，但是我想我可以得到一點兒折扣。我自己能夠承擔(dān)大約40000元。
A: That's great. You will need to make an initial down payment of 20%，and then we can get going with this.
好的。您應(yīng)支付20%的首付款，然后我們就可以繼續(xù)進行了。
B: The funds are all ready to go in my personal account, so let's transfer it.
那些錢已經(jīng)在我的個人賬戶中準備好了，那就轉(zhuǎn)賬吧。
