銀行英語情景口語 第171期:個(gè)人消費(fèi)信貸 個(gè)人住房貸款(3)

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我是這里的按揭顧問。您想談?wù)勛》抠J款的事宜?

B: Yes, I've found a wonderful property I wish to buy. Unfortunately, I just don't have access to the cash.

是的，我已經(jīng)找到了我想買的房子。遺憾的是，我沒有可以使用的現(xiàn)金了。

A: I see. It's a problem most of us face. May I ask what the purchase price is?

我明白了。這正是我們大多數(shù)人遇到的問題。我想請(qǐng)問購房的價(jià)格是多少?

B: It's 600,000 RMB. But I've already put down 200,000 RMB, which is my absolute limit, so I'm looking for a loan of 400,000 RMB.

是600000元。但是，我已經(jīng)付了200000元首付，這已經(jīng)是我的全部家產(chǎn);所以我想要貸款400000元。

A: So, you've already made a large initial deposit? That is good news. OK, let's have a look at your credit details and get this started.

這么說，您已經(jīng)支付了一筆大額首付啦?這是一個(gè)好消息。好吧，讓我們看看您的信用記錄，然后開始辦理。

B: I already have an account with you, so it should be pretty straight forward.

我在你們這里已經(jīng)有一個(gè)賬戶了，所以應(yīng)該很簡單。

A: That is good, it should speed things up nicely.

好的，這樣能使手續(xù)辦得快很多。