銀行英語(yǔ)情景口語(yǔ) 第99期:公司信貸業(yè)務(wù) 固定資產(chǎn)貸款情景(3)

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您好。我們?nèi)绾螢槟?

B: I'm here to see about a Fixed Asset Loan.

我到這里來(lái)了解一下有關(guān)固定資產(chǎn)貸款的事項(xiàng)。

A: OK, are you already an account holder?

好吧，您已經(jīng)是賬戶(hù)持有人了吧?

B: Yes, I am. But I'm not sure if I'm eligible.

是的，我是。但我不敢肯定是否有資格。

A: To find out if you are eligible for our Fixed Asset Loan，we will have to look at various aspects of your business，such as,your long-term business prospects，your cash flow,your profitability, your capital structure....

要知道您是否有資格獲得我們的固定資產(chǎn)貸款，我們將不得不對(duì)您的經(jīng)營(yíng)情況的各方面通盤(pán)考慮，比如，您的長(zhǎng)期業(yè)務(wù)前景、您的現(xiàn)金流、您的贏利能力、您的資本結(jié)構(gòu)……

B: For my credit worthiness?

這些是為了我的信貸價(jià)值?

A: Yes, and then other qualitative factors, such as the transparency of your business operations,your credibility and the integrity of your management.

是的，然后還有其他定性分析因素，比如業(yè)務(wù)運(yùn)作透明度、您的誠(chéng)信以及您管理團(tuán)隊(duì)的誠(chéng)實(shí)度。