銀行英語情景口語 第82期:外匯業(yè)務(wù) 代理債券業(yè)務(wù)(2)

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您好!又見面啦。您決定了嗎?

B: I'm still not sure about these "Visible" Certificates. What's the real difference, except the amounts available?

我仍然不明白這些"憑證式"的國債。除了可以看到數(shù)額之外，還有什么不同之處?

A: Visible Certificates are registered and the holders of these can report any loss directly to the bank. Also, they can be cashed in advance, before the maturity is up.

憑證式國債是記名式的，持有人可以直接向銀行掛失。此外，此種國債可以在到期之前提前兌現(xiàn)。

B: Right. How about the Bearer Certificates? Can they be cashed before the maturity date?

好的。那么無記名式國債呢?它們能否在到期之前兌現(xiàn)?

A: Unfortunately, not. You see, because they are not registered, they can be bought and sold by anyone. They also can be cashed on maturity in any nationwide financial institution.

很遣憾，不行。您瞧，因為它們是不記名的，任何人都可以購買和出售。此種國債到期后，也可以在全國范圍內(nèi)任何金融機構(gòu)兌現(xiàn)。

B: So, if I was strapped for cash, I could transfer it to get some money?

所以，如果我急需現(xiàn)金的話，可以把它轉(zhuǎn)讓，用它換些現(xiàn)金?

A: Technically, yes.

基本如此。

B: OK, I think I've got it.

好吧，我想我明白了。