銀行英語情景口語 第74期:外匯業(yè)務(wù) 代理保險業(yè)務(wù)(2)

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您好，先生。啊，您回來啦?

B: Yes,hello again. I would like to know the exact difference between Dividend Deposit and Dividend Participated Deposit.

是的，你好，又見面了。我想知道紅利存款和分紅派息存款到底有什么區(qū)別。

A: That's pretty easy to explain. With the Deposit, the interest is fixed, but the Dividend of each policy will be transferred automatically into your bank account by the end of each year. The longer the term, the higher the Dividend you earn. This is becausc it is calculatcd at the Compound Interest Rate.

這是很容易解釋的。辦理紅利存款的話，利息是固定的，而保險紅利在每個保單年度末自動轉(zhuǎn)到您的銀行賬戶里。期限越長，紅利越多。 這是因為它是按復(fù)利計算的。

B: And I can purchase that here?

那么我可以在這里購買嗎?

A: Yes. And if you already have a Current Account with us, the Insurance Premium can be paid through it, which saves all of us a lot of hassle.

可以。還有，如果您在我們這里已經(jīng)有了一個活期賬戶的話，保險費可以通過該賬戶支付，從而使我們雙方都避免了很多麻煩。